Credit is a huge part of our daily lives. No matter how hard you try not to borrow, eventually you will want to buy a house, a car, or some other item you can't afford to buy with cash. You will someday need a credit card, rent an apartment, or apply for a job. When that happens, your credit score is going to be one of the factors, in many cases, the major factor, separating success from failure. If you're one of the millions of Americans that have bad credit, you're going to find yourself fighting extra hard to make a living, get ahead, and keep from slipping deeper into debt.
Millions of Americans don't know their credit score and have never seen their credit report. In many cases, these same people are suffering the consequences of a low score. Bad Credit Survival Guide is here to help provide ordinary people with practical, understandable information on what their score is, where it comes from, how it became low, how to get it higher, and how to survive in spite of credit score problems. If you've ever wondered about your score or history is all about, or if you've ever felt that bad credit is an endless or unbreakable trap, or if you've ever gotten lost in the complex technical language of a credit-related document, this site was made for you.
If you find yourself lacking in basic financial knowledge, don't blame yourself. Millions of Americans are in the same boat. Schools don't teach personal finance, and many of us didn't learn much about it from our parents either. Our mission is to try to close that gap by providing accessible information that will help you to take control of your financial life.
Bad Credit Survival Guide is not affiliated with any government agency or other official organization, and we can only provide information. We try to give you useful, practical, well-researched articles that will make it easier to manage life with bad credit and to improve your financial standing. If there's anything you'd like to see that's not here, let us know!
A Message From The Team At Bad Credit Survival Guide
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